Menu
🏡 Utah's Most Referred Lender

Get a Great Rate on a New Mortgage

See why we're Utah's most referred lender.

Whether you're a first-time homebuyer or refinancing your existing mortgage, we make the process easy and stress-free. Our team of experienced professionals will guide you every step of the way, ensuring you get great rates and terms tailored to your needs.

Luxury Dream Home at Night

Your Homeownership Journey Starts Here

Let's Make Your Mortgage Experience Exceptional
At Christian Roberts Mortgage, we are committed to providing you with the best mortgage experience possible. Our team of professionals is here to guide you every step of the way, ensuring that your homeownership journey is smooth and stress-free.

What Our Customers Say About Working with Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.
Reviews
5.0
330 reviews

4 days ago

Seemless!
Seemless!
View on Google

1 week ago

Orin helped me secure a mortage, walked me through steps & was kind and professional, highly recommend using this guy & this Mortage company
Orin helped me secure a mortage, walked me through steps & was kind and professional, highly recommend using this guy & this Mortage company
View on Google

1 week ago

I worked with Steve Saxton on getting a loan for my house. He is an absolute stud and was always quick to get me responses and information. 10/10 would recommend working with him and his company!
I worked with Steve Saxton on getting a loan for my house. He is an absolute stud and was always quick to get me responses and information. 10/10 would recommend working with him and his company!
View on Google

3 weeks ago

We have worked with Steven Saxton from Christian Roberts Mortgage twice now and couldn't recommend him enough. He guides you through the process and provides communications to keep you up on the process and explanations on everything. He is prompt and w ...
We have worked with Steven Saxton from Christian Roberts Mortgage twice now and couldn't recommend him enough. He guides you through the process and provides communications to keep you up on the process and explanations on everything. He is prompt and worked us through everything in just a few days from start to finish. Thanks Steven!
Read more Hide
View on Google

1 month ago

Alex was a pleasure to work with. As first time homebuyers my wife and I had lots of questions and concerns that were all answered for us clearly and promptly. He was very accommodating for our busy schedules and helped reassure us through the whole proce ...
Alex was a pleasure to work with. As first time homebuyers my wife and I had lots of questions and concerns that were all answered for us clearly and promptly. He was very accommodating for our busy schedules and helped reassure us through the whole process. 10/10 would recommend and would work with again. Thanks Alex!
Read more Hide
View on Google

2 months ago

Steve made the house buying process so easy and I'm so grateful for the experience!! I was specifically looking for an expert in jumbo loans for self employed people and so glad I found Steve. I am so happy with the experience and so excited for my new ho ...
Steve made the house buying process so easy and I'm so grateful for the experience!! I was specifically looking for an expert in jumbo loans for self employed people and so glad I found Steve. I am so happy with the experience and so excited for my new house!
Read more Hide
View on Google

2 months ago

Working with Steve was an absolute pleasure. He is extremely thorough when explaining the mortgage process, answering any questions or concerns I had, and was very fast in responses. I will always recommend him to anyone who is even considering a home. Ou ...
Working with Steve was an absolute pleasure. He is extremely thorough when explaining the mortgage process, answering any questions or concerns I had, and was very fast in responses. I will always recommend him to anyone who is even considering a home. Outstanding service, amazing videos explaining everything, and great person. Thank you!
Read more Hide
View on Google

2 months ago

I couldn't have asked for better people to work with!!! I highly recommend Mikell and his team!!!!
I couldn't have asked for better people to work with!!! I highly recommend Mikell and his team!!!!
View on Google

2 months ago

We had an excellent experience with Christian Roberts Mortgage. As a self employed business owner with more complex tax returns and income documentation, getting through the lending process isn’t always straightforward. Steve Saxton was our loan officer, ...
We had an excellent experience with Christian Roberts Mortgage. As a self employed business owner with more complex tax returns and income documentation, getting through the lending process isn’t always straightforward. Steve Saxton was our loan officer, and he made the entire experience incredibly smooth. He worked directly with our tax consultants to gather what was needed, stayed on top of everything, and kept the process moving quickly through approval and underwriting.

What impressed me most was how easy the entire process felt from our end. Steve and the team clearly understand how to work with borrowers who may not fit into a simple, traditional lending scenario. Communication was great, everything was handled efficiently, and what could have been a stressful process was surprisingly painless. I wouldn’t hesitate to work with Christian Roberts Mortgage and Steve again for any future lending needs. Thanks Steve
Read more Hide
View on Google

3 months ago

Oren is the best handled everything in a very very timely matter actually really for quick make sure all the blinds were crossed eyes were dotted all I had to do was show up and sign and continuously checked in with me to make sure everything was going ok ...
Oren is the best handled everything in a very very timely matter actually really for quick make sure all the blinds were crossed eyes were dotted all I had to do was show up and sign and continuously checked in with me to make sure everything was going okay even after signing most people just don't do that my second time using Orange and if that happens to be a third 4th 5th he will be my guy thank you Orin
Read more Hide
View on Google

3 months ago

Always the best.
Always the best.
View on Google

4 months ago

Update- Steve helped us out again with a HELOC and was so helpful every step of the way. Highly recommend him for his knowledge, his honesty and his punctuality. It also helps that he talks to you like a person and is very easy to get along with.

S ...
Update- Steve helped us out again with a HELOC and was so helpful every step of the way. Highly recommend him for his knowledge, his honesty and his punctuality. It also helps that he talks to you like a person and is very easy to get along with.

Steve has been unbelievable. He’s made this entire process 100% transparent and easy. As a first time home-buyer, I thought this process was going to be a nightmare. I can’t recommend Steve enough. He’s wonderful!
Read more Hide
View on Google

4 months ago

Steve was exceptional to work with! Very responsive, and highly knowledgeable about the VA loan process. Would definitely recommend and will use again!
Steve was exceptional to work with! Very responsive, and highly knowledgeable about the VA loan process. Would definitely recommend and will use again!
View on Google

5 months ago

I have worked with Christian Roberts for years doing several loans and refinances. Their entire team has always been so wonderful to work with. They are knowledgeable and professional, but also have made it fun and enjoyable. I would highly recommend them ...
I have worked with Christian Roberts for years doing several loans and refinances. Their entire team has always been so wonderful to work with. They are knowledgeable and professional, but also have made it fun and enjoyable. I would highly recommend them to anyone.
Read more Hide
View on Google

6 months ago

Working with Steve from Christian Roberts Mortgage was easily the best decision we made when purchasing our home this spring! Bottom line up front: great service, fast closing, and skilled at handling VA loans!! As first-time home buyers, Steve worked clo ...
Working with Steve from Christian Roberts Mortgage was easily the best decision we made when purchasing our home this spring! Bottom line up front: great service, fast closing, and skilled at handling VA loans!! As first-time home buyers, Steve worked closely with us to ensure we understood the entire process, which was invaluable. He was readily available to answer our questions, run numbers on properties we were looking at, and closely monitor the ever-changing market to guarantee he got us the best rate possible. He was also extremely knowledgeable about the VA loan process and got us connected with discounts we weren’t familiar with. Overall, incredible service that felt personalized to our needs!
Read more Hide
View on Google

6 months ago

Steve and his team went beyond what was expected to get me and my wife into a house. When the market and everyone else said it was not possible Steve made it happen for us and guided us through the whole process.
Steve and his team went beyond what was expected to get me and my wife into a house. When the market and everyone else said it was not possible Steve made it happen for us and guided us through the whole process.
View on Google

7 months ago

10/10 or 5 Stars whichever you prefer. Steve Saxton with Christian Roberts Mortgage is hands down the best mortgage lender I have ever worked with. I have purchased two homes using him and I have refinanced as well. He makes things very easy and will a ...
10/10 or 5 Stars whichever you prefer. Steve Saxton with Christian Roberts Mortgage is hands down the best mortgage lender I have ever worked with. I have purchased two homes using him and I have refinanced as well. He makes things very easy and will always be upfront and honest with me. He has never let me down and I would recommend him to anyone. I will be a customer for life!
Read more Hide
View on Google

8 months ago

Thomas is always amazing to work with. Whether you’re doing a home purchase or a home refinance. He seamlessly guides you through the process with knowledge and speed to make the whole process easy and efficient. He is very informative on would work best ...
Thomas is always amazing to work with. Whether you’re doing a home purchase or a home refinance. He seamlessly guides you through the process with knowledge and speed to make the whole process easy and efficient. He is very informative on would work best for YOU and your financial situation. There is no one else in the business that I trust more than Tom.
Read more Hide
View on Google

8 months ago

If you don’t think you can be approved,Alex Armstrong can get you approved for your dream house
If you don’t think you can be approved,Alex Armstrong can get you approved for your dream house
View on Google

8 months ago

Rob was great to work with! He has helped me buy two houses now. He is ALWAYS available and quick to answer questions. He did things to save me money and wanted me to get the best deal I could. I’d recommend him for sure!!
Rob was great to work with! He has helped me buy two houses now. He is ALWAYS available and quick to answer questions. He did things to save me money and wanted me to get the best deal I could. I’d recommend him for sure!!
View on Google

9 months ago

I've worked with Drew for over 10 years he's done my personal loans and loans for my clients. He is as good as it gets, he cares and knows his craft. Thanks Drew!
I've worked with Drew for over 10 years he's done my personal loans and loans for my clients. He is as good as it gets, he cares and knows his craft. Thanks Drew!
View on Google

11 months ago

Matt Arnold has been an OUTSTANDING mortgage officer/planner for our family. He is easy to work with and makes the process very smooth (takes away a lot of stress when buying a home). We’ve used him for a few of our homes and appreciate all the work and t ...
Matt Arnold has been an OUTSTANDING mortgage officer/planner for our family. He is easy to work with and makes the process very smooth (takes away a lot of stress when buying a home). We’ve used him for a few of our homes and appreciate all the work and time he has put in for us. We highly recommend Matt!
Read more Hide
View on Google

1 year ago

Steve is the best of the best. Steve has a vast knowledge of the mortgage business combined with the best communication possible. Keep crushing it!
Steve is the best of the best. Steve has a vast knowledge of the mortgage business combined with the best communication possible. Keep crushing it!
View on Google

1 year ago

Matt Arnold is the best in the business - can't recommend him highly enough.
Matt Arnold is the best in the business - can't recommend him highly enough.
View on Google

1 year ago

Mikell Brown has helped me close multiple loans on multiple properties. His work is thorough and transparent and he is always my first call.
Mikell Brown has helped me close multiple loans on multiple properties. His work is thorough and transparent and he is always my first call.
View on Google

1 year ago

Robert is the best of the best when it comes to get your mortgage loan done, he works so hard to get you the absolute best deal and I highly recommend him, I bought 10 homes through him and I couldn’t be happier, so if you want to get the best of the bes ...
Robert is the best of the best when it comes to get your mortgage loan done, he works so hard to get you the absolute best deal and I highly recommend him, I bought 10 homes through him and I couldn’t be happier, so if you want to get the best of the best and no drama And no cheating go see Robert🙏🏿
Read more Hide
View on Google

1 year ago

I have done a number of loans over the years, and this was, by far, the best experience I have ever had. Steve and his team were professional and worked hard every step of the way. I would recommend Steve and his team to anyone, and am grateful for their ...
I have done a number of loans over the years, and this was, by far, the best experience I have ever had. Steve and his team were professional and worked hard every step of the way. I would recommend Steve and his team to anyone, and am grateful for their efforts to get the job done.
Read more Hide
View on Google
Great to work with - was timely with responses and shared information effectively with really helpful video clips. I was very glad to have worked with this team.
Great to work with - was timely with responses and shared information effectively with really helpful video clips. I was very glad to have worked with this team.
View on Google

1 year ago

The process was very smooth and efficient working with Christian Roberts! The only reason I don’t give them 5 stars is that I’m not sure if they provided the lowest mortgage rate and fees compared to other mortgage companies I’ve used in the past, but th ...
The process was very smooth and efficient working with Christian Roberts! The only reason I don’t give them 5 stars is that I’m not sure if they provided the lowest mortgage rate and fees compared to other mortgage companies I’ve used in the past, but that is likely due to the higher interest rate environment we are in.
Read more Hide
View on Google

1 year ago

Cody has been a great help when we were looking to get finance for our new house. He helped us every step of the day to make sure we got the best rate. He made the process very easy and we would highly recommend Cody to anyone. We look forward to work wit ...
Cody has been a great help when we were looking to get finance for our new house. He helped us every step of the day to make sure we got the best rate. He made the process very easy and we would highly recommend Cody to anyone. We look forward to work with him again in the future.
Read more Hide
View on Google

1 year ago

I was very overwhelmed buying my house. Robert walked us through the entire process and went above and beyond. If you’re looking for a loan then he’s your guy!

I wanted to add to this. Rob just helped us buy our second house and he still is amazing ...
I was very overwhelmed buying my house. Robert walked us through the entire process and went above and beyond. If you’re looking for a loan then he’s your guy!

I wanted to add to this. Rob just helped us buy our second house and he still is amazing!
Read more Hide
View on Google

1 year ago

Steve was responsive, professional, knowledgeable, and on top of every issue. I’ve done this process a dozen times and he is the best of the best
Steve was responsive, professional, knowledgeable, and on top of every issue. I’ve done this process a dozen times and he is the best of the best
View on Google

1 year ago

I recently worked with Alex Armstrong when buying my first home. He was highly responsive and did a fantastic job communicating options and action items, making sure to address any potential issues proactively. More impressively, he was genuinely happy to ...
I recently worked with Alex Armstrong when buying my first home. He was highly responsive and did a fantastic job communicating options and action items, making sure to address any potential issues proactively. More impressively, he was genuinely happy to answer the many (many!) questions I had throughout the process.

The highest praise I can offer is that it really felt like he was on my 'team.' Alex is an absolute pro and it was such a relief knowing that he was on top of one of the more complicated pieces of the closing. He made the process a breeze and I would absolutely work with him again.
Read more Hide
View on Google

1 year ago

Cody is a true professional and made the home buying process easy to understand from the financing perspective. He got us a better rate than we could independently. Highly recommend.
Cody is a true professional and made the home buying process easy to understand from the financing perspective. He got us a better rate than we could independently. Highly recommend.
View on Google

1 year ago

Matt is the best and easiest to work with. I’ve
used him for buying a new home and refinances. He gets you the best rate, sounds you a video going thru the documentation and sends you a list of what you need to provide. If its not in your best inter ...
Matt is the best and easiest to work with. I’ve
used him for buying a new home and refinances. He gets you the best rate, sounds you a video going thru the documentation and sends you a list of what you need to provide. If its not in your best interest to refinance then he had that conversation explains why. He has relationships with others involved in the home buying and refinancing industry. He’s totally professional yet easy to communicate with. This is the company to use for
any of your mortgage needs!
Read more Hide
View on Google

1 year ago

Truly the best. So helpful and dedicated to finding every possible angle to get me into my new home! I am extremely grateful to have worked with John and to have learned so much in the process.
Truly the best. So helpful and dedicated to finding every possible angle to get me into my new home! I am extremely grateful to have worked with John and to have learned so much in the process.
View on Google

1 year ago

Matt Arnold was phenomenal to work with. He was able to help me with any of my concerns quickly and the process honestly couldn't have been easier. Everyone always talks about how complicated buying a home is, but Matt honestly made the financial side so ...
Matt Arnold was phenomenal to work with. He was able to help me with any of my concerns quickly and the process honestly couldn't have been easier. Everyone always talks about how complicated buying a home is, but Matt honestly made the financial side so easy. I would recommend anyone to work with him.
Read more Hide
View on Google

1 year ago

Matt Arnold at Christian Roberts Mortgage handled the mortgage loan on a townhome I bought. His decades of experience as a mortgage broker made the experience hassle free. He was easy to get ahold and answered all my questions. I will definitely call h ...
Matt Arnold at Christian Roberts Mortgage handled the mortgage loan on a townhome I bought. His decades of experience as a mortgage broker made the experience hassle free. He was easy to get ahold and answered all my questions. I will definitely call him again next time I need a home mortgage or refinance.
Read more Hide
View on Google

1 year ago

Drew Pearson is the absolute best! I’ve bought 5 properties now and he’s helped me each time. His ability to navigate all the complexities and problem solve is second to none! I wouldn’t dream of going with anyone else. Thanks, Drew!
Drew Pearson is the absolute best! I’ve bought 5 properties now and he’s helped me each time. His ability to navigate all the complexities and problem solve is second to none! I wouldn’t dream of going with anyone else. Thanks, Drew!
View on Google

1 year ago

Another stellar job from Russ. He is always attentive, professional, and knowledgeable. Whether it's answering my texts on the weekends or pushing the whole loan package through in 7 days, he always knocks it out of the park. Thanks Russ!
Another stellar job from Russ. He is always attentive, professional, and knowledgeable. Whether it's answering my texts on the weekends or pushing the whole loan package through in 7 days, he always knocks it out of the park. Thanks Russ!
View on Google

1 year ago

I came to Matt Arnold for a second opinion while my loan was in underwriting and I’m glad I did. Being a first time homebuyer you don’t know what fees you can negotiate. He kicked the junk fees and came in with a much lower loan origination fee saving me ...
I came to Matt Arnold for a second opinion while my loan was in underwriting and I’m glad I did. Being a first time homebuyer you don’t know what fees you can negotiate. He kicked the junk fees and came in with a much lower loan origination fee saving me about $4,000 dollars at closing. He seamlessly took over on the process and even moved up my closing date. Matt’s as solid as they come. I highly recommend!
Read more Hide
View on Google

1 year ago

Working with Kade was great, he helped me get the best possible rate and made the mortgage experience easy. I will always recommend this company!
Working with Kade was great, he helped me get the best possible rate and made the mortgage experience easy. I will always recommend this company!
View on Google

1 year ago

Seth was great to work with, the loan was extremely fast, and effortless. I went through some other brokers before and I can confidently say his loan process is the best. 10/10 would recommend.
Seth was great to work with, the loan was extremely fast, and effortless. I went through some other brokers before and I can confidently say his loan process is the best. 10/10 would recommend.
View on Google

1 year ago

Working with Matt Arnold through the process of purchasing our new home was first class and the best of the best! From the moment we began working together through the needed steps, Matt stood beside us guiding us with his professional skills, knowledge, ...
Working with Matt Arnold through the process of purchasing our new home was first class and the best of the best! From the moment we began working together through the needed steps, Matt stood beside us guiding us with his professional skills, knowledge, expertise, and extreme kindness . . . every question we asked was treated with dignity and respect to make sure we understood every detail. Never, at any time, were we left "in the dark" wondering where we stood through the entire process. His presence at our closing was extremely important to us, making us more at ease as if a dear friend was there to cheer us on and to assure that everything was dealt with properly, professionally, and thoroughly to avoid any mistakes. His caring, kind heart meant so much to us . . . and the beautiful gifts given to us by him as well as the personal "thank you" cards let us know that we had, and will continue to have, a true friend as part of our team when needed. We strongly recommend him to others who are in need of his type of expertise. And . . . this is not the first time he has so willingly served us, nor will it be the last. That proves the level of trust we have in Matt Arnold.
Read more Hide
View on Google

1 year ago

Mikell is fantastic to work with, quick communication, always on top of things, and the best rates I've been able to find.
Mikell is fantastic to work with, quick communication, always on top of things, and the best rates I've been able to find.
View on Google

1 year ago

John was extremely helpful, he was wonderful to work with and managed to get me to close ahead of schedule. John was super friendly and real easy to work with, definitely made the home buying process a lot easier! I would definitely recommend John and wi ...
John was extremely helpful, he was wonderful to work with and managed to get me to close ahead of schedule. John was super friendly and real easy to work with, definitely made the home buying process a lot easier! I would definitely recommend John and will use him again without hesitation!
Read more Hide
View on Google

Comprehensive Mortgage Solutions

We offer a full range of lending products to meet your unique homeownership goals, backed by industry-leading expertise and customer service.

Conventional Loans

Competitive interest rates and terms without requiring a large down payment for well-qualified borrowers.

FHA Loans

FHA loans offer flexibility for low credit scores, higher debt-to-income ratios and offer a low down payment.

VA Loans

Low or no down payment, government insured loan for veterans and their families with competitive rates.

Get Pre-Qualified Today

Fast, Easy, and Personalized Mortgage Guidance

Complete this short form to find out what loan programs you qualify for. We’ll review your info personally and follow up with options that fit your goals and budget.



Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 801-255-0936


Latest Insights

Stay informed with the latest market trends, homebuying tips, and mortgage industry news from our experienced team.

What is a Limited Cash-Out Refinance?

What is a Limited Cash-Out Refinance?

Nov 11, 2026

Learn how a limited cash-out refinance works, including cash limits, eligibility, costs, and when it may fit mortgage goals.

How Long Does It Take to Sell a Home? A Practical Timeline

How Long Does It Take to Sell a Home? A Practical Timeline

Nov 04, 2026

Selling a home takes preparation, market time, and closing. Learn the timeline factors that can speed up or slow down

VA Non-Allowable Fees: What Veterans Should Know

VA Non-Allowable Fees: What Veterans Should Know

Oct 28, 2026

Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.